Your needs

IF YOU ARE

• a governmental agency or the authority charged with backing SMEs in your country

• a guarantee institution

• a bank or financial institution

IF, IN YOUR BUSINESS ENVIRONMENT

• SMEs have difficulty accessing credit

• the SME market is just emerging and still informal

• commercial banks lack practical experience in financing SMEs

• you want specialized technical assistance from an experienced team to help deploy guarantee programmes or other innovation support

IF YOU ARE AIMING

• to create, adapt or develop bank guarantee procedures or innovation support for SMEs

• to improve your procedures for processing SME guarantee applications

• to develop methods for analyzing, evaluating and rating SME risk

… OSEO can help.